Terms of Service - English summary

This is an executive summary of finwire.pl's terms of service in English. The legally binding version is the Polish document available at /regulamin. In case of any discrepancy, the Polish version prevails. This English summary is published to comply with Article 14 of the EU Digital Services Act (2022/2065).

§ 1. Publisher

finwire.pl is an independent Polish financial news and information portal operated by Finwire, based at ul. Barańczaka 3E, 60-537 Poznań, Poland. Contact: [email protected]. The portal is not affiliated with any bank, brokerage, investment fund or insurance company.

§ 2. Service scope

finwire.pl provides informational content about financial markets, mortgages, monetary policy, FX rates, cryptocurrencies and personal finance. The portal offers free-to-use financial calculators and a glossary of financial terms. All content is provided for educational and informational purposes only and does not constitute investment advice under EU Regulation 596/2014 (MAR) or MiFID II.

§ 3. User accounts and comments

Users may submit comments to articles under the rules described in our Terms of Service (Polish). Prohibited content includes hate speech, illegal recommendations, personal data of third parties, spam, scams and content infringing copyright. Comments are subject to automated and manual moderation.

§ 4. Illegal content reports (DSA)

To report illegal content hosted by finwire.pl, please use our notice-and-action form or contact [email protected]. This channel serves as the Single Point of Contact for authorities and users under DSA Articles 11 and 12. Reports are processed in good faith and users receive a statement of reasons upon decision.

§ 5. Copyright

Content published on finwire.pl is protected by Polish copyright law and EU Directive 2019/790 (DSM). Reproduction, rewriting or redistribution of our articles requires prior written consent. To report copyright infringement, use our DMCA procedure.

§ 6. Data protection (GDPR)

Personal data is processed in accordance with the EU General Data Protection Regulation (2016/679). Details including lawful basis, retention, rights and contact are described in our Privacy Policy (available in Polish). Users can exercise all GDPR rights including access, rectification, erasure and portability by contacting [email protected].

§ 7. Editorial policies

finwire.pl operates under published editorial, ethics and corrections policies. Key documents:

§ 8. Disclaimer

Information on finwire.pl is provided "as is" without warranty of any kind. finwire.pl shall not be liable for any financial decisions taken based on information published on the site. Users are encouraged to consult licensed financial advisors before making investment or credit decisions.

§ 9. Governing law and disputes

These terms are governed by Polish law. Disputes arising from the use of finwire.pl shall be resolved by Polish courts competent for the publisher's seat in Poznań, Poland. EU consumers may alternatively use the EU Online Dispute Resolution platform at ec.europa.eu/consumers/odr.